Why Did You Create This Site?
In November of 2000, I changed my financial future by deciding that I didn't want to work for someone else for the rest of my life and I created a 10 year plan for my financial freedom. For details, please see the Long Story.

In the middle of 2001, I was introduced to Robert Kiyosaki's book Rich Dad, Poor Dad, and then his financial education game CASHFLOW.

Since then, I have re-evaluated my overall goals, and am working on not only retiring young, but retiring rich as well. Working on this site helps me stay focused on my goals, measure my progress, and because I think it would help other people realize that financial freedom is a possibility for them as well.

Most of this site's content was created in 2002, and (unfortunately) stayed that wasy through 2003. Now, at the beginning of 2004, I've finally gotten the redesign up, added some new info, and decided to take the blog plunge. So, at the very least, there will be weekly ramblings from me.   ^_^

What Are You Selling?
Nothing. This purpose of this site is to share information with you, not take your money. There are books I recommend, and if you purchase them through links on this site (also known as an affiliate program) I will receive a small commission. Whatever you buy does not cost you any more than it normally would have, and I am rewarded for sending these companies more business. Actually, if you use a link from the site to go to Amazon.com to purchase anything they sell (whether it includes the item from the original link or not), I will get a small commission - so if you like shopping there, please consider getting there from here.

My full-time job is as an information architect, and I maintain this and my other fansites on my own time, my own money, and the generosity of my friends, upon whose server this site is hosted.

As part of my plan for financial freedom (which, by my definition does not influde a "job"), I have started an online business that, like the affiliate programs, has a compensation plan for shopping referrals. If you are interested in more information, please email me with "KFF" in the subject somewhere.

Why Should I Read This Site?
- Because you are interested in your own financial freedom.
- Because you wonder what all the "Rich Dad" hype is about.
- Because you're not sure if you want to pay over $100 for a board game.
- Because you've probably seen one of those "work from home" ads and wasn't sure if it was a scam or not.
- Because you are looking for books to read that will help improve your future (or just temporarily take your mind off your present).
- Because you like scrapbooking.
- Because I am a real person, telling you a real story, that will continue to evolve over time. I promise to answer any emails sent to me, but please understand that it may take a while to get back with you.

DISCLAIMER: This is not a "get rich quick" site. I am not an accountant, financial planner, banker, or related to any other financial profession. Years ago I was a multimedia programmer. Today I am an information architect. I write these pages for myself, and in the hopes that someone else might benefit from my journey toward their own financial freedom.

So What is Financial Freedom Anyway?
My definition of financial freedom is not having to rely on a paycheck for my standard of living. This means I have an income that is not directly tied to my efforts (i.e. going to work at an office for someone else). If I am sick, or want to take a vacation, I will still have money coming to me from my plan which includes owning my own business and investments. Another term you might have heard of is "passive income", which, eventually, will be my sole source of money to live and play on.

Most people achieve financial freedom when they retire from a life-time of work at age 65 or higher. I plan to retire before I am 40 years old (I was born in 1973), and to retire at a standard of living higher than what I am currently living at now.

How Are You Going To Retire So Young?
- By thinking about money, spending money, investing money, and continuing to do it over and over again until I am where I want to be financially. - By making sacrifices today that will benefit my tomorrow in ways I can't even imagine right now. - By helping other people achieve their dreams and goals, because I learn even more when I teach. - By building up a passive income that will eventually equal and then surpass my current paycheck.

Why Do You Like Robert Kiyosaki So Much?
I believe in what he says about himself and how he achieved his financial freedom, and the need for everyone to have a certain level of financial literacy if they want control of their lives. I appreciate his commitment to financial education, and I am thankful for his books and games - they are teaching me concepts and ideas that I do now think I would be able to learn otherwise. While I am the one who has to do the work to secure my own future, I credit him with showing me a better way to achieve it than my original plan.

Why Do You Have That Quote On Your Home Page?
Sturgeon's Law is derived from a quote by science fiction author Theodore Sturgeon ("Sure, 90% of science fiction is crud. That's because 90% of everything is crud."), although the last word is often quoted as "crap" instead of "crud". As I read and listen to more and more information (financial, personal growth, business, etc.), I have intellectual and emotional reactions to it. In order to keep things in perspective, I remind myself of Sturgeon's Law, and look for the 10% gold that is in there somewhere. This lets me learn something (even if it's what not to do ^_^) from everthing.

What Does IMHO stand for?
In My Humble Opinion. A basic cavaet that should be applied for all content on this site.